Flood Insurance Study (FIS) reports are a great resource for understanding the changing nature of your regional flood risk in recent years.įloods are a natural process of our environment and can potentially occur across all of the United States. They are updated frequently according to changes in land, environment, climate, or development. historic meteorological, hydrologic, and hydraulic data.First established after the congress created the National Flood Insurance Program (NFIP) in 1968, these maps are a free public service available at the FEMA Flood Map Service Center, and are also made available through third parties including property reports. FEMA and mortgage lenders use these flood maps to help determine flood insurance rates. The maps, known officially as Flood Insurance Rate Maps (FIRMs), show designated flood zones of high, moderate, and low flood risk. FEMA flood zone maps are a powerful tool to help identify the dangers of flooding in your area.
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